Find the Perfect Medicare Plan For You

Compare Medicare Advantage, Supplement, y los planes de la Parte D de las mejores aseguradoras. Obtenga recomendaciones personalizadas de especialistas Medicare autorizados.

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Compare los tipos de planes Medicare

Encuentre la cobertura adecuada para sus necesidades y presupuesto.

Medicare Advantage
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Todo en uno de los planes que reemplazarán Original Medicare.

Medicare Supplement

Llena los vacíos en la cobertura de Medicare Original.

Part D Prescription

Independiente de la cobertura de medicamentos recetados.

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Preguntas Frecuentes

When can I enroll in an ACA Marketplace health plan?

You can enroll, renew or change a Marketplace health plan during the Open Enrollment Period — for example, for most states the window runs November 1 through January 15 for the upcoming year.

Outside that period, you generally need a qualifying life event (such as marriage, birth of a child, relocation, loss of other coverage) to trigger a Special Enrollment Period.

Under the Affordable Care Act, eligible individuals and families who buy coverage through the Marketplace may qualify for the “Premium Tax Credit (PTC)” which is refundable and can reduce your monthly premium.

The amount depends on your estimated annual income, household size, and the cost of benchmark plans in your area.

Furthermore, recent enhancements temporarily expanded eligibility and increased subsidy amounts, which may change in the future.

Your out-of-pocket premium for a Marketplace plan is influenced by:

– The plan you choose (Bronze, Silver, Gold)

– Your location (state / zip)

– Your household income (relative to the Federal Poverty Level)

For example, policy analysis shows that if enhanced subsidies expire, enrollees could pay more than double what they are paying now.

If you miss the Open Enrollment Period for Marketplace plans, you generally cannot sign up until the next year unless you experience a qualifying life event that triggers a Special Enrollment Period (SEP).

It’s important to act quickly after the event, as SEPs have specific rules and timeframes.

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